National Bank for Financing Infrastructure and Development (hereinafter referred to as Bank), set up under the National Bank for Financing Infrastructure and Development Act, 2021, and is amongst the principal entities for Infrastructure Financing in the country. The entity is regulated and supervised as an All-India Financial Institution (AIFI) by the Reserve Bank of India (RBI). The Bank is poised to play an extremely crucial role in supporting infrastructure funding in the nation.
VACANCY DETAILS :-
POST NAME - Business Analyst
QUALIFICATION - CA
EXPERIENCE - Nil
POST - 22
CTC - 16.67 LPA
LOCATION - All Over India
JOB DESCRIPTION :-
1. Lending Operations (Lending & Project
Finance) :
• Credit Appraisal and Financial Analysis: Conduct comprehensive credit assessments of lending proposals by analyzing financial statements, business models, cash flow projections, sponsor strength, project risks, security structure, and repayment capacity to support informed credit decisions in line with NaBFID's credit policies.
• Financial Model Validation and Project Evaluation: Review and validate project financial models by assessing key assumptions, sensitivities, and projections against the Techno-Economic Viability
(TEV) report, industry benchmarks, market trends, regulatory requirements, and sector outlook to ensure the financial and economic viability of the project.
• Documentation, Conditions Precedent Compliance, and Disbursement: Coordinate with the Legal and Loan Operations/Documentation teams
and other internal stakeholders to ensure timely execution of loan documentation, verification of sanction terms and Conditions Precedent (CPs), and initiation of disbursement upon satisfactory compliance with approved sanction conditions.
• ESG Monitoring, Early Warning Signals (EWS), and Asset Quality Review: Track Environmental, Social and Governance (ESG) parameters, monitor Early Warning Signals (EWS), conduct periodic asset quality reviews, and identify stress indicators to facilitate timely risk mitigation and maintain the overall health of the credit portfolio.
• Credit Monitoring and Portfolio Management: Monitor the performance of sanctioned exposures through periodic review of financials, project implementation status, covenant compliance, and key risk indicators. Identify emerging risks, recommend corrective actions, and ensure compliance with internal credit policies and regulatory
guidelines
• Any other work assigned by NaBFID.
2. Investment & Treasury :
• Responsible for settlement & accounting of all treasury trades, reconciliation and balancing of books, valuation of securities and ensure timely submission of regulatory statements, audit & MIS.
• Exposure to accounting and settlement of various trades and preparation of treasury balance sheet.
• Exposure to finance and treasury activities, including banking, cash and
liquidity management, and capital & debt markets.
• Any other work assigned by NaBFID.
3. Accounts :
• Support the Bank’s financial reporting, financial planning and analysis in alignment with emerging business requirements and statutory standards
• Contribute to the preparation and analysis of financial statements, management information, and business performance to facilitate strategic decision-making by senior management.
• Partner with business, finance, treasury, and operational teams to evaluate financial implications of transactions, products, and business initiatives
• Drive financial analysis, budgeting, forecasting, and performance monitoring activities
• Participate in strengthening the Bank’s accounting framework, financial control environment and process transformation initiatives through automation and best-in-class practices.
• Engage with auditors, tax authorities, regulators, and other key stakeholders on matters relating to financial reporting, accounting, and taxation.
• Leverage Banking / Payments, Accounting, and Loan Management
Systems (LMS) to support process execution, financial analytics and reporting
• Undertake strategic projects and other assignments contributing to the growth and institution-building objectives
• Any other work assigned by NaBFID.
4. Risk Management :
• Assist the team in carrying out credit risk assessment of new credit proposals in-line with existing Policies and SOPs
• Conduct periodic reviews of the existing portfolio including review of internal credit ratings and prepare notes detailing rating rationale
• Perform regular account monitoring including monitoring of various regulatory and management exposure limits at account and group level
• Assist in determination of provisioning requirements as per extant guidelines
• Maintain and safekeep all essential documentation, prepare and maintain regular MIS as required
• Ensure submissions to and compliance with all auditors (internal, statutory, concurrent) and regulatory requirements
• Assist in development and testing of internal credit rating models
• Assist the team in updating and reviewing internal policies and SOPs and ensure the updated policies are applied consistently throughout the credit-approval lifecycle
• Collect necessary data to track industry developments and prepare industry update reports; undertake thematic and industry-specific reviews to identify emerging risk trends Assist in development and testing of internal credit rating models as and when required
• Maintain active collaboration with all stakeholders at each stage of the loan-life cycle and engage proactively in a wide range of assignments as required
• Any other work assigned by NaBFID.
5. Internal Audit :
• Plan, execute, and report on Risk Based Internal Audit covering business operations, infrastructure lending and project finance, and other support functions.
• Evaluate the effectiveness of Internal Controls, governance mechanisms and risk management processes in line with RBI and NaBFID policies.
• Review compliance with regulatory requirements, internal guidelines
and relevant statutes applicable to financial institutions.
• Conduct process walkthroughs and control testing to identify operational inefficiencies, control gaps and opportunities for improvements.
• Prepare comprehensive audit reports, highlighting findings, risk implications, actionable recommendations and management responses.
• Support in developing and updating the Annual Audit Plan based on Institutional Risk Assessments and emerging business priorities.
• Perform follow-up reviews to ensure timely compliance of the audit findings.
• Assist in automation and data analytics initiatives within the Internal Audit function to enhance audit coverage and insight generation.
• Maintain documentation in compliance with Internal Audit standards and Internal Policies.
• Undertake any other responsibilities assigned by the VP-Internal Audit or Head-Internal Audit.
• Uphold objectivity, confidentiality, and professional integrity in all audit assignments, ensuring trust and transparency in reporting.
• Contribute to maintaining an effective risk-based annual audit plan by supporting risk assessment, planning and prioritization exercises.
• Facilitates coordination with external auditors and regulatory reviewers, ensuring zero major observations or deficiencies related to internal audit.
• Any other work assigned by NaBFID.
6. Compliance :
• Design, implement, and continually strengthen bank’s Compliance Governance Framework in alignment with the NaBFID Act, RBI guidelines, and global best practices. Assist in preparing and delivering structured compliance reports, dashboards, and thematic updates to the
Board, Audit Committee, and other Board-level committees, compliance Oversight Committee, prepare agendas and background notes.
• Monitor regulatory circulars, notifications, supervisory expectations,
and emerging regulatory trends from RBI, FIU-IND, SEBI, CBDT, IRDAI, MCA, and international bodies.
• Assist in Advising on regulatory interpretation for product structuring,
new initiatives, policy changes, and emerging business strategies. Assist
in providing advisory on AML/CFT, KYC/CDD, sanctions compliance, beneficial ownership, PEP management, correspondent relationships, and ABAC requirements.
• Any other work assigned by NaBFID.
SELECTION PROCESS :-
The selection process will comprise of Personal Interview.
NaBFID will be shortlisting candidates for personal interview from the newly Qualified Chartered Accountants who have registered themselves at https://icaiplacements.icai.org with Institute of Chartered Accountants of India. Interviews of the short-listed candidates will be conducted at Mumbai Centre of ICAI only.
IMPORTANT DATES :-
Tentative date of Interview - 04-Aug-2026
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