Central Bank of India, a leading Public Sector Bank, with PAN India Branch Network of More than 4500 branches, with total business of more than Rs. 8,12,000 Crores and driven by talented work force of 33000 plus employees.
VACANCY DETAILS :-
POST NAME - Credit Officer
QUALIFICATION - CA/CMA/CFA
EXPERIENCE - 10 Years
POST - 5
PAY SCALE - 120940-3360/2-127660- 3680/2-135020
LOCATION - Mumbai
JOB DESCRIPTION :-
1. Undertake credit assessment process & pitch the right product to the right customer as per their requirement.
2. Monitoring Average TAT of proposals handled at various levels i.e. Head Office/
Zonal Offices/Branches.
3. Consider key market practices in the credit underwriting process.
4. Undertake comprehensive opportunity capturing while conducting credit assessment.
5. Ensure maintenance of Healthy credit portfolio of the Bank.
6. Manage the complete lifecycle of loan process.
7. Keep a track of market factors, indices, policies and regulations and identify their
impact on credit portfolio.
8. Ensure post disbursement documents and covenant management.
9. Work closely with internal teams such as legal, technical valuation, filed
investigation, risk containment amongst others.
10. Monitor loan utilization, repayment capacity, adherence to policy/guidelines and loan covenants and other critical processes and compliance checks.
11. Risk assessment, risk quantification and risk mitigating strategies related to large project finance/large term loan proposals to top management.
12. To convey a clear opinion regarding the feasibility of the proposed transaction, from a risk point of view covering business model, industry risk, structure and financial risk. Approval/ recommendation of credit limits and transactions. Conduct ongoing monitoring for existing customers.
13. Conduct periodic company and plant visits as per requirement.
14. Be conversant with the policies & guidelines issued by RBI & GOI & other
regulatory bodies & able to strategize Bank's policies in the same light.
15. Monitoring performance of Zones and Overseas Branches, Forex Centers,
Corporate Finance Branches and Mid Corporate Branches.
16. To review existing loan schemes and ensure proper updation in the policy guidelines as per regulatory guidelines issued from time to time.
SELECTION PROCEDURE :-
The selection will be based on performance in online test and interview. Merely satisfying the eligibility norm does not entitle a candidate to be called for Test or Interview.
APPLICATION FEE - Rs. 850/-
IMPORTANT DATES :-
1. Opening Date for On-line Registration - 30.04.2026
2. Closing Date for On-line Registration - 17.05.2026
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LINK FOR ONLINE APPLICATION - CLICK HERE
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