Ultimate convenience and comfort with a lifetime-free premium Credit Card, bound to WOW you anytime, every time.
WOW! REWARDS
Experience the WOW life now!
- Convenience at its best. Zero documentation and credit score check
- No more joining fee or annual fee, only a lifetime of premium benefits and rewards on VISA Infinite
- 4x Rewards on your every spend and 6.75% interest p.a.* on FD
- Travel the world with best-in-class zero Forex Mark-up fee
- Retail therapy all year long with 300+ merchant offers and 20% discount across 1,500+ restaurants
- Aspire more with the best-in-industry credit limit of a minimum of 100% of your FD value
- Soar higher with best-in-class 100% cash withdrawal of your FD value while enjoying uninterrupted interest on the same
- Enjoy more with low interest rates starting at 9% p.a. on carry-over balances
Complimentary roadside assistance worth ₹1399
Fuel charges waiver of 1% at all the fuel stations across India, up to ₹200/month
Personal Accident Cover of ₹2,00,000* and Lost Card Liability Cover of ₹25,000
Up to 20% discount at 1500+ restaurants | Up to 15% discount at 3000+ Health & Wellness outlets
*valid on doing at least one transaction on FIRST WOW! Credit Card in last 30 days
WOW! Convenience you want
Instantly convert your transactions above ₹2500 into easy and convenient EMIs
Pay off your other bank credit card balances with our balance transfer privileges
Pay using reward points at partner merchants and online purchases
Perfect companion to start your credit journey and build a credit score, as it offers one of the lowest interest rates
Complete control in your hands with its intuitive and simple mobile app
Age Policy:
· Applicant must be aged 18 yrs. or above in order to apply for an IDFC FIRST WOW! Credit Card
Indian Resident & Sourcing Locations:
· Applicant must qualify as an Indian resident and have a current and permanent residential address within India
· IDFC FIRST Banks maintains a set of cities which are allowed for sourcing
Eligibility:
· The applicant needs to have a fixed deposit in his/her name with IDFC FIRST Bank
· Fixed Deposit should be in cumulative/re-invest and auto-renewed mode
Minimum Fixed Deposit Amount:
· Existing IDFC FIRST Bank customers: INR 2,000
· All other customers: INR 5,000
Internal Policy Criteria
· Bank runs certain internal policy criteria to select a customer for issuing credit cards
· Internal Policy criteria are based on bureau history, any existing Bank relationship, customer demographics, and credit exposure
· The Bank reserves the right to issue a Credit Card to the applicant basis an assessment of his / her credentials.
The final decision is at the Bank’s sole discretion, in line with the mentioned internal policies, and notwithstanding the applicant meeting above criteria.
JOINING FEE -
There is absolutely no Joining/ Membership/ Annual fee applicable on any of the IDFC FIRST WOW! Credit Cards. Your card is free for life.
LINK FOR ONLINE APPLICATION - CLICK HERE
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