Bank of Maharashtra is a nationalised bank under the ownership of Ministry of Finance, Government of India. The bank had 15 million customers across the country with 2001 branches as of Dec 2021. It has the largest network of branches of any nationalised bank in the state of Maharashtra.
VACANCY DETAILS :-
1. POST NAME - Generalist Officer II
QUALIFICATION - Degree/CA/CMA/CFA
EXPERIENCE - 3 Years
QUALIFICATION - Degree/CA/CMA/CFA
EXPERIENCE - 3 Years
POST - 400
AGE LIMIT - 25 To 35 Years
PAY SCALE - 48170 – (1740/1) - 49910 – (1990/10) – 69810
LOCATION - All Over India
2. POST NAME - Generalist Officer III
QUALIFICATION - Degree/CA/CMA/CFA
EXPERIENCE - 5 Years
QUALIFICATION - Degree/CA/CMA/CFA
EXPERIENCE - 5 Years
POST - 100
AGE LIMIT - 25 To 38 Years
PAY SCALE - 63840 - (1990/5) – 73790 – (2220/2) – 78230
LOCATION - All Over India
JOB DESCRIPTION :-
(a) Overall control on Branch working. Business development. Public Relations &
maintaining liaison with authorities of Govt. / RBI / Public. Finalisation of
performance budget and fulfilment of targets. Monitoring of credit portfolio /
Upgradation of NPAs / Recovery in NPAs. Exercise sanctioning powers both lending & non-lending / administrative and reporting to higher authorities.
(b) Carrying out of Due diligence on credit proposals assigned, Timely completion
of Review / Renewals as Appraiser, including Credit Risk Assessment proposals. Securing maximum marks for the AMT in Credit Audit in Pre-Sanction. Assisting Relationship Manager in achieving Budgeted growth in Advances for the AMT.
(c) Adhering to Turn around Time for processing New / Existing proposals.
Ensuring ABS considered for the proposals are the same as filed with ROCs. Ensuring achievement of satisfactory RAROC (Risk adjusted Return on Capital) for each unit in the AMT KRAs Responsible for Analysis and appraisal
of credit proposal including Ad hoc facilities / structuring / rehabilitation
proposals/any other type of business or general proposal pertaining to the unit.
Ensuring timely / review/renewal of credit limits. Pre- Sanction Stage. Ensuring
compliance of KYC norms. Updation of periodical due diligence reports as per
RBI guidelines. Obtaining data/information from customers for assessment and processing of the proposal. Interacting with key officials in the borrowing units for obtaining data/statements etc.
(d) Customer Meets, Supervise job rotation. Follow up of inspection & audit
reports & ensuring rectifications. All correspondence relating to Head Office,
Zonal Office, Redressal of complaints. Over all control on housekeeping. Ensuring that the Bank’s systems & procedures are properly followed at the Branch. Giving greater attention to planning for business development, charting strategies for growth, expanding customer base through requisite customer relationship measures, scouting for avenues to expand credit
portfolio qualitatively & quantitatively, Management of NPAs, Liaison with local
authorities, Govt. departments, Large Institutions, Corporates & high net worth
clients etc. to ensure that the Branch is on the path of accelerated growth & improves market share.
(e) Maintaining effective Public Relations and ensure courtesy in dealing with the
customers and public in person, in correspondence and on telephone. Avoid
confrontation by resolving the issues tactfully. Ensure adherence to Telephone Discipline by all the members of staff. Maintaining effectiveness in branch operations and in customer service. Dispose the matters as per the rules in force except those that require the personal attention of the Branch Manager. Redressal of the grievances of customers as per rules / guidelines duly bringing to the notice of the Branch Head unpleasant instances, if any, happened in his absence.
(f) Ensure maintenances of adequate stock of security items, passbooks,
publicity literature and various forms required for deposits & advances other transactions. Monitoring the matters related to claims to the assets of
the deceased customers and ensuring their quick disposal as per prevalent guidelines. Be aware and authorize the return of cheques of customers in the absence of Branch Head and ensure to bring the same to the notice of the Branch Head.
(g) Attend to effective cash management. Joint custody of cash, Supervision over
tallying cash, physical [from docket & cash reports in system], Authorize cash transactions, authorizing transactions within his powers, ensure smooth Day-
begin, Day-end of the branch software systems, Verify & ensure prompt submission of periodical returns in conformity with the prescriptions in
schedule of returns through concerned departmental Officers / Staff. Ensure
periodical balancing / tallying of books of accounts and monitoring of fraud
prone sundry items as prescribed. Scrutiny of daily vouchers, verification, protection and preservation of voucher bundles and records in use. Assisting in segregation and destruction of old records as per the policy after obtaining permission from the competent authority.
(h) Monitor preparation of annual indent of stationery and security items as per norms. Monitor and maintain close watch on current accounts, big accounts, newly opened accounts and other institutional accounts which form sizable share in total deposits. Ensure maintenance of registers for cash transactions exceeding Rs. 10.00 lacs and observations of KYC norms at the time of opening of accounts and monitoring of large value transactions.
(i) Ensure periodical verification of securities and attend to orderly arrangement
of joint custody items duly getting relevant registers updated as a joint custodian. Facilitate taking note of exceptions appearing in exceptional reports
by Branch Head and enforce steps to reduce such items. Take steps in
consultation with Branch Head to plug loopholes in transgressions on systems
and procedures or unfair practices that may cause operational risks / future
losses. Advise the staff to adhere to the laid down systems and procedures
and to avoid shortcuts bypassing the guidelines. Ensure maintenance of mandatory registers like customer complaint register, AOD registers etc.
EXAMINATION PATTERN :-
Examination consisting of Objective Test for 150 marks will be conducted online. The test will have four Sections (with separate timings for each section) as follows : -
01. English Language For 20 Marks & Time limit is 15 Minutes
02. Quantitative Aptitude For 20 Marks & Time limit is 15 Minutes
03. Reasoning Ability For 20 Marks & Time limit is 15 Minutes
04. Professional Knowledge** For 90 Marks & Time limit is 75 minutes
Total 150 Question For 150 Marks & Time limit is 2 Hours
**The test of Professional Knowledge may consist of banking related questions. There is no negative marking in online examination.
APPLICATION FEE - 1180/-
IMPORTANT DATES :-
1. Commencement date of on-line application - 05-02-2022
2. Last Date of online application - 22-02-2022
3. Date of Online Examination - 12-03-2022
LINK FOR OFFICIAL NOTIFICATION - CLICK HERE
LINK FOR ONLINE APPLICATION - CLICK HERE
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Bank of Maharashtra has clerk level job? what will be the procedure to apply for banking clerk job exam ?
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